At Sofa Club, we make financing your sofas easy so that you can enjoy yours without having to wait until you have the full amount in hand.
You can make interest free monthly payments over the course of 2 - 12 months at your convenience.
Shop our range of sofas now
Benefits of interest free credit
Wondering about whether to buy, using interest free credit? Interest free payment could be the smarter way to pay. We offer a variety of repayment plans to suit your budget. From 2 to 12 months - it’s flexible and always interest free.
Can I get a sofa on finance with bad credit?
Finance is offered to UK residents with bad credit but it depends on each case.
You'll be given an option to get your finance application pre-approved before you put your order in to the shopping basket - the benefit of this is that this pre-approval check doesn't affect your credit rating!
Shop now and you'll see the "get pre-approved" link on each of our sofa pages - click there to see if you can get credit.
Do you have a representative example of a sofa on interest free credit?
Product cash price: £899
Total amount of credit: £899
Annual rate of interest: 0% fixed
Duration of the agreement: 3, 6, 9 or 12 monthly payments
3 payments of £299.67
or 6 payments of £149.83
or 9 payments of £99.89
or 12 payments of £74.92
Representative APR 0 %
Total amount repayable: £899
Do you offer pay weekly sofas?
While all of our finance options are on a monthly schedule, you can create a pay weekly schedule on your own terms outside of that.
For example, if you choose SplitIt as your payment method during order checkout, you have the option of 0% interest monthly installments over your chosen period of time. This option is a finance agreement that uses your credit card to pay the installments.
You can then set up a standing order from your bank account or debit card for money to go into your credit card on a weekly basis, which then pays your sofa at the end of the month.
That's one way to break down your monthly schedule further into a weekly payment while still keeping it interest free.